.45 Acres, 849 N Harbor Dr, Cleveland, OK 74020

Holiday Deal Alert! Well match your down payment up to $1,000 this December. Mention Santa's Special at checkout and lock in huge savings before the year ends! Owner financing available with low down and affordable monthly payments! No Credit Check, Everyone Qualifies! Just steps from the sparkling waters of Keystone Lake, this 0.45-acre lot in the Point Harbor Subdivision is a rare opportunity to enjoy lake-side living with no HOA and low annual taxes. With level terrain and easy access, its perfect for building your dream home or enjoying RV living during construction for up to 12 months. Located in Block 2, the minimum required house size is 1,050 square feet of enclosed living space, with additional square footage allowed for porches, garages, and similar structures. Spend your days boating, fishing, or relaxing by the lake, while still being only about 10 minutes via local roads to Cleveland, Oklahoma, close to shopping, dining, and everyday conveniences. RV enthusiasts will appreciate the nearby parks, including Cimarron Bend, Sandy Point, Edgewater, and The RV Park, all just minutes away. Utilities are readily available, with electric service provided by Indian Electric Cooperative and water available through Pawnee County RWD #1, making this property even more build-ready. Septic is required, and the lot is accessed via a gravel road. Set in a quiet, low-tax community with new homes being developed nearby, this property offers an excellent balance of lifestyle, convenience, and long-term value. Warranty Deed conveyance. Dont miss your chance to own a piece of this scenic paradise call us today! Cash Price: $13,750 Term Option 1: $300 down, $300 for 56 months, for a total price of $17,100 Term Option 2: $400 down, $400 for 39 months, for a total price of $16,000 Term Option 3: $500 down, $500 for 30 months, for a total price of $15,500 Parcel ID: 0580-00-002-006-0-001-00 Address: 849 N Harbor Dr, Cleveland, OK 74020 GPS Coordinates (center) at the road: 36.221,-96.2969 Northwest Corner: 36.2212,-96.2969 Northeast Corner: 36.2212,-96.2965 Southwest Corner: 36.2208,-96.2969 Southeast Corner: 36.2208,-96.2965 Legal Description: Point Harbor Blk 2 Lot 6 Elevation:810' Terrain: Level Access: Gravel Road Power: Provided by Indian Electric Cooperative at (918)2959500 Water: Provided by Pawnee County RWD #1 (918) 243-5451 Water Fees Per Year: $0 Sewer: A Septic Tank is Required Zoning: Residential RV Living: RVs/house trailers allowed only during construction, up to 12 months max Mobile Home Living: Not Allowed Manufactured Homes: Not Allowed Tiny Homes: Not Allowed - 1,050 sq ft minimum POA: None Taxes Per Year: $78 Road Fee: $0 County Contact Information: Call Pawnee County Commisssioner's Office (918) 762-3741 Conveyance: Warranty Deed