39.94 Acres in Monroe County, TN

Owner Financing Available! (see details below) Build a home on these 40 mountaintop acres and youll feel like you own your version of Smoky Mountain National Park, but with all utilities available you wont sacrifice modern conveniences. Property Overview: Address: 285 Highlands Bluff, Tellico Plains, TN 37385 Size: 39.94 Acres Price: $179,900 Key Features: Beautiful Mountain Valley Views Power, Water, & Septic Available Very Light Restrictions Surveyed Only 22 mins from Boat Ramp Abundant Wildlife Priced about 22% Below Market PROPERTY: Escape to your own secluded paradise with this stunning 39.94-acre mountaintop property less than 10 minutes from Tellico Plains, one of Tennessees finest small towns. This pristine wooded lot features gentle slopes, breathtaking mountain valley views, and abundant wildlife, making it the ideal canvas for your residential or recreational dream. Enjoy the peace and privacy provided by Highlands Bluff subdivision, complete with HOA-maintained power and water lines available along Highlands Bluff road, to which this property is afforded legal access via another private dirt road. With no zoning restrictions, light CC&Rs, and options for conventional or modern septic systems, building your getaway home is both flexible and affordable. The property has been fully surveyed, boasts low taxes, and offers easy access to nearby natural wonders like Tellico River Gorge and Cherokee National Forest trails. The Ballplay boat ramp to the Little Tennessee River is just 22 minutes north, while the charming meadows of Tellico Plains is a quick 10 minute drive south. Whether youre hiking the trails or gazing across the valley as you sip your morning coffee, this picturesque property is your gateway to mountain living at its finest. Get it today at an unbeatable Acretown price! Call, text, or email Scott if you have any questions or would like to make an offer. If youre a Spanish speaker, please ask for Andy on our team and hell be glad to help you. Weve posted a lot of info below - including critical instructions for visiting the property - so please keep reading. Property Description: Address: 285 Highlands Bluff, Tellico Plains, TN 37385 Size: 39.94 Acres GPS Coordinates: 35.410884, -84.256655 Full Legal Description: Available upon request Plat Map/Survey: Available upon request Title: General Warranty deed (clean - no back taxes, no liens) Dimensions: irregular Floodplain: none Wetlands: approximately 0.18 acres at the bottom (east side) of the property Elevation: 1246 feet Terrain: sloped Condition: undeveloped, wooded Access: legal access to Highlands Bluff road via private road easement Power: HOA power lines along Highlands Bluff road (HOA has indicated that capacity can likely accommodate one home per lot, but owner will be required to pay for the line extensions to the home) Water: HOA water lines along Highlands Bluff road (HOA has indicated that capacity can likely accommodate one home per lot, but owner will be required to pay for the line extensions to the home; initial tap fee of $300 + $45 monthly service fee) Wastewater: HOA sewer system is available for a fee of $240 per year (leach field) Taxes: estimated $567.27 (based on $909.00 total for the 64-acre parent tract billed in 2024, or $14.20 per acre) Hoa: The Highlands (none currently, but HOA expects to start billing HOA fees once a home is built; other homeowners currently pay $1140 per year) DEED RESTRICTIONS: The Highlands CC+Rs single family homes and condos 1000 sf minimum home size no farm animals (pets OK) no hunting or firearm discharges Inquire for Full Restrictions School District: Tellico Plains, Tellico Plains, Tellico Plains NEAREST CITIES: Tellico Plains, Madisonville, Knoxville NEAREST AIRPORTS: Monroe County Airport (34 mins), Knoxville McGhee Tyson International (1 hr 6 mins) Visiting the Property You can go view the property at your convenience - owner does not need to accompany. Please call/text us to let us know youre heading out, so we can (1) confirm its availability (our land does sell fast), and (2) ensure we have our phone on us in case you need help or have any questions. Wed appreciate a couple hours notice if possible. Driving Directions: Simply enter your starting point to get step-by-step directions. You can navigate to the following GPS Coordinates: 35.410884, -84.256655 Local Attractions Surrounded by stunning outdoor attractions, this area offers abundant opportunities for recreation and exploration. The Tellico River Gorge is a popular destination for fly fishing, renowned among anglers for its thriving trout population and scenic river views. Nature enthusiasts will appreciate the Indian Boundary Recreation Area, known for its serene lake perfect for kayaking, canoeing, and family-friendly picnic spots. For hikers, the Conasauga Falls Trail provides a rewarding trek through lush forests leading to a picturesque waterfall. Essential supplies and groceries can be easily found in nearby Tellico Plains, while broader shopping needsincluding Walmartare met in Madisonville. For urban amenities, entertainment, and major services, the vibrant city of Knoxville is conveniently accessible. OWNER Financing: We do offer owner financing under the following terms: Owner Financed Price = $198,000 Down Payment = $40,000 Monthly Payment = $2202.52 Term = 10 years (120 months) Interest Rate = 10.9% No Pre-Payoff Penalty! Call, text, or email Scott if youd like to discuss an offer. If youre a Spanish speaker, please ask for Andy on our team and hell be glad to help you. For Sale by Owner: We are investors, and are selling this lot For-Sale-By-Owner. You do not need to submit your offer through a real estate agent, and in our experience we close transactions more quickly and easily by having our dedicated transaction coordinator work directly with the Title Company and Buyers. We will also both save money on commission/fees by cutting out agents as the middle men. However, if you feel strongly about working with a Realtor, then youre welcome to have them contact us on your behalf. Why Are You Selling It So Cheap? We are often asked why we price our properties at below market value, and the answer is really simple: because we can, and thats our core business model. We are investors who purchase properties at a large volume and deeply liquidated rates, and by passing this discount on to our buyers, we can sell land quicklyand more of it. In fact, our average property only lasts 2-3 weeks on the market (vs. industry average of about 6 months). Disclaimer: We attempt to provide detailed, accurate and up-to-date information in our listings, in order to help our buyers to the best of our ability. However, it ultimately remains the buyers responsibility to perform their own due diligence and double check any details that are of significant importance to you including acreage, utilities, buildability, and approved/allowable usage for the property. We are happy to help however we can.