Build for Less Than Rent – Double Lot Opportunity in Saginaw, MI
One Lot $3,500
Both Lots $6,000
Own Land Today. Build Your Home Tomorrow.
Rare opportunity to own two side-by-side residential lots at 2805 & 2815 Gallagher Street, Saginaw, Michigan. These adjacent parcels offer flexibility, affordability, and multiple building options in an established neighborhood.
Whether you’re looking to build an affordable home, install a mobile or modular home, create rental income, or invest in land before prices rise, this is one of the most affordable opportunities currently available in the area.
Property Highlights
Two Adjacent Residential Lots
Corner Location for Flexible Site Layout
Approximately 7,400 SF Per Lot
Utilities Available at the Road Nearby
Paved Street Frontage
Sidewalk Access
Established Residential Neighborhood
Buy One Lot or Both
Mobile, Manufactured & Modular Homes Allowed
These parcels offer flexibility that many residential lots do not.
Potential housing options include:
Mobile Homes
Manufactured Homes
Modular Homes
Traditional Site-Built Homes
Buyer should verify zoning, permits, utility connections, and building requirements with the City of Saginaw.
RVs, campers, and travel trailers are not permitted as permanent residences.
Build a Home for Less Than You Think
Affordable housing is becoming harder to find, but these lots provide an opportunity to build at a cost far below many traditional new construction projects.
In the Saginaw area, entry-level mobile and manufactured home projects can often start around $60,000–$90,000+ depending on size, utility connections, site preparation, and home selection.
Modular homes and traditional site-built homes typically start higher.
For buyers seeking affordable homeownership, these lots may provide one of the lowest-cost paths to owning land and building a home.
FHA Construction Loan Opportunity
Many buyers don’t realize they may be able to purchase the land and build a home using an FHA One-Time Close Construction Loan (subject to lender approval).
Potential Benefits
As Little As 3.5% Down for Qualified Buyers
Finance the Land and Home Construction Together
One Closing Instead of Multiple Loans
Converts Into a Permanent Mortgage When Construction Is Complete
Available for Primary Residences
Instead of paying cash for land and then trying to secure a separate construction loan, qualified buyers may be able to finance the entire project through one streamlined loan program.
Ask your lender about FHA One-Time Close Construction financing and manufactured home eligibility requirements.
Great for Homeowners & Investors
Perfect for:
First-Time Homebuyers
FHA Construction Loan Buyers
Mobile Home Owners
Modular Home Buyers
Rental Property Investors
Land Investors
Builders & Developers
Build on one lot and hold the other for future value, or develop both parcels for maximum potential.
Convenient Saginaw Location
Minutes from:
• Downtown Saginaw
• Shopping & Restaurants
• Schools & Parks
• The Saginaw Children’s Zoo
• Shiawassee National Wildlife Refuge
• Easy Access to I-75
Convenient access to Bay City, Midland, and surrounding Mid-Michigan communities.
Why Buy Now?
Affordable residential land is disappearing quickly.
Finding two adjacent lots at this price point is becoming increasingly rare. Secure your land now while prices remain low and build when you’re ready.
Whether you’re planning your future home, looking for an affordable investment, or seeking a low-cost path to homeownership, these lots offer exceptional value.
Owner Financing Available
$3,500 BOTH
No Credit Check
No Banks
No Interest
Fast Closing
Easy Terms
1 Lot
$500 Down
affordable monthly installments
Both Lots
$1,000 Down
affordable monthly installments
Message today for parcel maps, property details, and financing information before these lots are sold.