Land for Sale - 2805 Gallagher Street, Saginaw, MI 48601 - 0.3 acres

Own Land for $17/Day | Mobile Modular Homes Allowed | Financing Available

2805 Gallagher Street, Saginaw, MI | Lat/Lng:  43.4024, -83.9297

$3,500
0.3 ac.
02/10/2026
ACTIVE
Main Listing ImageMain Listing Image

Description

Build for Less Than Rent – Double Lot Opportunity in Saginaw, MI One Lot $3,500 Both Lots $6,000 Own Land Today. Build Your Home Tomorrow. Rare opportunity to own two side-by-side residential lots at 2805 & 2815 Gallagher Street, Saginaw, Michigan. These adjacent parcels offer flexibility, affordability, and multiple building options in an established neighborhood. Whether you’re looking to build an affordable home, install a mobile or modular home, create rental income, or invest in land before prices rise, this is one of the most affordable opportunities currently available in the area. Property Highlights Two Adjacent Residential Lots Corner Location for Flexible Site Layout Approximately 7,400 SF Per Lot Utilities Available at the Road Nearby Paved Street Frontage Sidewalk Access Established Residential Neighborhood Buy One Lot or Both Mobile, Manufactured & Modular Homes Allowed These parcels offer flexibility that many residential lots do not. Potential housing options include: Mobile Homes Manufactured Homes Modular Homes Traditional Site-Built Homes Buyer should verify zoning, permits, utility connections, and building requirements with the City of Saginaw. RVs, campers, and travel trailers are not permitted as permanent residences. Build a Home for Less Than You Think Affordable housing is becoming harder to find, but these lots provide an opportunity to build at a cost far below many traditional new construction projects. In the Saginaw area, entry-level mobile and manufactured home projects can often start around $60,000–$90,000+ depending on size, utility connections, site preparation, and home selection. Modular homes and traditional site-built homes typically start higher. For buyers seeking affordable homeownership, these lots may provide one of the lowest-cost paths to owning land and building a home. FHA Construction Loan Opportunity Many buyers don’t realize they may be able to purchase the land and build a home using an FHA One-Time Close Construction Loan (subject to lender approval). Potential Benefits As Little As 3.5% Down for Qualified Buyers Finance the Land and Home Construction Together One Closing Instead of Multiple Loans Converts Into a Permanent Mortgage When Construction Is Complete Available for Primary Residences Instead of paying cash for land and then trying to secure a separate construction loan, qualified buyers may be able to finance the entire project through one streamlined loan program. Ask your lender about FHA One-Time Close Construction financing and manufactured home eligibility requirements. Great for Homeowners & Investors Perfect for: First-Time Homebuyers FHA Construction Loan Buyers Mobile Home Owners Modular Home Buyers Rental Property Investors Land Investors Builders & Developers Build on one lot and hold the other for future value, or develop both parcels for maximum potential. Convenient Saginaw Location Minutes from: • Downtown Saginaw • Shopping & Restaurants • Schools & Parks • The Saginaw Children’s Zoo • Shiawassee National Wildlife Refuge • Easy Access to I-75 Convenient access to Bay City, Midland, and surrounding Mid-Michigan communities. Why Buy Now? Affordable residential land is disappearing quickly. Finding two adjacent lots at this price point is becoming increasingly rare. Secure your land now while prices remain low and build when you’re ready. Whether you’re planning your future home, looking for an affordable investment, or seeking a low-cost path to homeownership, these lots offer exceptional value. Owner Financing Available $3,500 BOTH No Credit Check No Banks No Interest Fast Closing Easy Terms 1 Lot $500 Down affordable monthly installments Both Lots $1,000 Down affordable monthly installments Message today for parcel maps, property details, and financing information before these lots are sold.

Details

CountySaginaw
Zipcode48601
Property Type OneResidential Property
Property Type TwoUndeveloped Land
BrokerageHavana Estates LLC
Brokerage Linkhttps://land.com
Land Listing Agent Photo
Shi Hynes
Havana Estates LLC
5512646414
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